Qonda Indlela Yokuthola Evunyelwe
Uma ukhubazekile emsebenzini ngenxa yokugula noma ukulimala, kunethuba elihle lokucubungula ukusebenzisa izinzuzo zomshuwalense wokukhubazeka. Kuye ngesimo sakho, ungase ufanelekele izinkulungwane zamaRandi ngenzuzo ngenyanga ngayinye ukumboza izindleko zakho zomuntu siqu nezempilo. Ezimweni eziningi, izinzuzo zokukhubazeka zinganikeza imali eningi edingekayo yokukhokha intela noma ukukhokhelwa kwempahla, ukudla kanye nezinsiza, nokunakekelwa okuqhubekayo ukuqinisekisa ukuthi uthole izinga eliphezulu lokuphila okusemandleni.
Ungaqala kanjani Ukufaka Izinzuzo Zokukhubazeka
Inqubo yokufaka isicelo sokuthola izinzuzo zokukhubazeka iqala ngomnyango wezabasebenzi kumqashi wakho (noma umqashi wangaphambili). Cabanga ukuthi wakhubazeka kanjani uma kwenzeka emsebenzini, futhi uma ukulimala noma ukugula bekuhlobene ngqo nomsebenzi. Uma kunjalo, khona-ke kufanele usuvele uvunyiwe ukuthola ukukhokhelwa kwezinxephezelo zabasebenzi futhi wathola elinye izinga lokunakekelwa kwezempilo kanye nezinzuzo okwesikhashana.
Uma umqashi wakho enikezile, futhi yilokho okubhalisele khona, ungase ufanelekele ukukhubazeka isikhathi esifushane kanye nezinkokhelo zokukhubazeka isikhathi eside , okungalingana phakathi kwamaphesenti angama-40 kuya kwangu-60 omholo wakho wangasonto onke. Buza ummeleli wakho mayelana nalokhu, noma ukhulume ngqo nomhlinzeki wezinhlelo zokukhubazeka ukuze uthole ulwazi oluthe xaxa mayelana nezidingo zokufaneleka njengoba uhlelo ngalunye lungashintsha.
Uma uhlakulele ukunakekelwa kwezempilo ngenkathi usuqashwe, kepha kamuva usule esikhundleni ngenxa yalokhu, uzofuna ukukhuluma nommeli okhubazekile okwazi ukukwazi ukuthola ukuthi uvunyiwe ngezinzuzo zokukhubazeka ezihlobene nomsebenzi.
Ukulimala okuphindaphindiwe emisebenzini yomsebenzi, izingozi ezingalindelekile, nezimo zomsebenzi eziyingozi kungathinta izinyanga zakho zokuphila kahle ngemuva kokushiya umsebenzi.
Uma isimo sakho sithuthukile isikhathi esingenasiphambeko somqashi wakho, noma uthola ukuthi unokukhubazeka isikhathi eside, isinyathelo sakho esilandelayo sizofaka izicelo zokukhubazeka okungapheli.
Lokhu kulawulwa ngehhovisi lakho lasekhaya lezokuphepha. Inqubo yinde futhi kufanele wazi ukuthi kungathatha iminyaka emibili ukuvunyelwa izinzuzo, kwezinye izimo. Uzodinga ukuncika ekulondolozeni kwakho kanye nempahla yakho, kanye nokusekelwa kwabangani nomndeni phakathi nalokhu kuguqulwa. Izindaba ezinhle uma usuvunyelwe izinzuzo zokukhubazeka, zibuyela emuva ngosuku owafaka ngalo ekuqaleni ukuze ulindele ukukhokhwa kwemali ekuqaleni, kulandelwa izinkokhelo zenyanga zonke emva kwalokho.
Uzofuna ukuhambisa isicelo sakho soMshuwalense Wokukhubazeka Komphakathi ngokushesha ngangokunokwenzeka, usebenzisa ifomu le-intanethi noma ngokuvakashela ihhovisi lakho lezokuphepha. Ungathola uhlu lwezindawo zehhovisi usebenzisa isiqondisi sefoni yakho, noma ngokushaya u-1-800-772-1213 mahhala ukuze wenze i-aphoyintimenti. Uzodinga izingcezu eziningana zolwazi ukuze ugcwalise isicelo sezinzuzo, kufaka phakathi:
- Amarekhodi wezokwelapha - okungenani uyazi ukuthi yini okutholwe ukuthi unayo, usuku olutholwe ngalo, nolwazi lwakho lwezokwelapha
- Amarekhodi okukhokhelwa kwabasebenzi - ungacela lokhu ngokusebenzisa i-HR yomqashi wakho
- Amagama nabazali bokuzalwa bazo wonke amalungu omndeni wakho - ukuthola ukuthi ufanelekile yini izinzuzo ezengeziwe ngokususelwa usayizi womndeni
- Izinombolo ze-akhawunti yokuhlola nokulondolozwa - okusetshenziselwa ukuqinisekisa ukufaneleka kwemali engenayo yezinzuzo ze-SSI kanye nezinkokhelo eziqondile zokuthola izinzuzo
- Ubufakazi besimo sezakhamizi zase-US nekheli - ilayisense yakho yokushayela ekhishwe e-US kanye nesitifikedi sokuzalwa kufanele sanele
- Ukufakwa kuhlu kwanoma yimiphi imithi yokwelashwa oyithathayo ngenxa yesimo sakho - ungase uvumeleke ukuthola ukuhlinzekwa kwezokwelapha ngaphansi kwe-Medicare
- Umlando wakho womsebenzi ophelele weminyaka engu-15 edlule - uma ususebenze, i-Social Security izofuna ukwazi ngemisebenzi yakho, imisebenzi, kanye nekhono lokusebenza
Uma usufake isicelo, uzothola isaziso nesikhathi sokuzwa. Uzohlangana nomphathi we-Social Security case oyobukeza amadokhumenti akho nawe, akucele izinto ezengeziwe uma kudingeka, futhi uhlele ukuvakasha kokulandela uma kudingeka.
Manje umdlalo wokulinda kwenzeka. Kufanele waziswe ezinsukwini ezingu-45 zesimo secala lakho.
Ungethuki uma isicelo sakho sokuqala senqatshelwe ngoba amacala angu-70 amacala aphikisiwe okokuqala. Ungafaka isikhalazo ngalokhu futhi kufanele ugcine ummeli wokukhubazeka wokuphepha kwezenhlalakahle ukukumela kulokhu kuzwa.