Imisebenzi Yokuthengisa YeDivaysi Yezokwelapha

Thatha umgwaqo kunoma yisiphi isibhedlela bese ubheka inamba engavamile nezinhlobonhlobo zamadivayisi ozibonayo. Ngesikhathi sokuvakasha kwehhovisi likadokotela wakho, zama ukubala ukuthi mangaki amadivayisi wezokwelapha owadlula ukuhamba kwakho egumbini lokulinda ekamelweni lokuhlola.

Uma usuqedile ukubala, qaphela ukuthi yonke idivayisi oyibonile, yabalwa, yazibuza ukuthi izosetshenziselwa kuwe bese ibuzwa ngenhloso yayo, yafika endaweni yayo njengomphumela wokudayiswa okwenziwe.

Futhi ngaphandle uma abantu beyeka ukugula, abadala noma abalimazekile, lezo zentengiso zizoqhubeka esikhathini esizayo.

1099 noma i-W2

Inani lomkhiqizi wedivayisi yezokwelapha likhulu kakhulu. Abanye bakhiqiza idivayisi eyodwa kuphela futhi abanye bakhiqiza amakhulu amadivayisi. Kukhona labo abakha, bakha futhi bathengisa izicucu ze-multimillion-dollar, kanti abanye benza uketshezi lwe-cotton swabs. Ukuhlukahluka kubonakala kungapheli njengoba kuyizindlela abaqeqeshi babo bezokuthengisa abahola ngayo imali yabo. Ngokuvamile, abathengisa abathengisa abathengisa amadivaysi ezokwelapha bangabaqeqeshi bokuthengisa abazimele noma abasebenzi besikhathi esigcwele, abakwa-W2. Kulabo abanesithakazelo sokuqala umsebenzi wokuthengiswa kwedivayisi yezokwelapha, kulindeleke ukuthi uthole ukuhlukana phakathi kwalezo zindawo ezibekwe ngu-1099 kanye nalabo abadinga ukuthi ungumsebenzi wenkampani.

Ngaphandle kokuba ukhululekile ukusebenzisana nomsebenzi wekhomishana ohlanganisa inhlanganisela yamaholo kanye nama- commissions , ukugxila okuyinhloko kufanele kube ekutholeni inkampani ekhokhisa amaphesenti aphezulu wekhomishana , ngokusekelwe kunzuzo enkulu noma inombolo yamadivaysi athengiswayo.

Abakhiqizi noma Abasabalalisi

Uma ufuna umsebenzi wokuthengisa embonini yedivayisi yezokwelapha, usesho lwakho luzogxila ekusebenzeni ngqo kumenzi noma ummemezeli. Bobabili banezinzuzo nezinzuzo, bobabili banezinkinga ezingase zibe khona.

Ukusebenzela Umkhiqizi

Inzuzo eyinhloko yokusebenza ngokuqondile kumkhiqizi wedivayisi yezokwelapha yizindleko.

Njengoba le nkampani yenza noma iyiphi into oyithengisayo, inokuguquguquka okukhulu kumanani entengo. Enye inzuzo yigama eliqondile elibizwa ngegama eliqondile. Ake sithi unomsebenzi wokuthengisa imishini ye-MRI eyenziwe yinkampani ye-XYZ futhi uhilelekile emjikelezweni wokuthengisa ngokuncintisana esibhedlela esikhulu. Umncintiswano wakho futhi uthengisa umshini ofanayo we-MRI, owenziwe yinkampani yakho, kodwa asebenzela umthengisi. Ngeke nje ukwazi ukuhlukumezeka kakhulu ngamazinga okusekela amanani, kodwa njengoba umelela inkampani yokukhiqiza, abenzi bezinqumo esibhedlela cishe, bazozizwa bekhululekile ukuthenga kusuka kuwe kunokuncintisana nomncintiswano wakho.

Kunezimo eziningana okumele zicatshangelwe nazo. Okuyinhloko kube iphothifoliyo yakho elinganiselwe yemikhiqizo. Abanikezeli bavame ukuba nomugqa ongaphezu kweyodwa abawumele, bavumele ukuba bafanise umkhiqizo wabo ohlongozwayo kuzidingo zamakhasimende kangcono.

Ukusebenzela Umphakeli

Abaphakeli banamalungiselelo, ngokuvamile abakhiqizi abaningana, ukuthengisa imikhiqizo yabo. Ngokuya ngezinga labo lokuzibophezela, bathola amazinga okusekela amanani avumela ukuthi bathengise idivayisi ngenzuzo. Amazinga okusekela okwejwayelekile avela ku-10% kuya ku-40% amanani asehlisiwe.

Lokho kusho ukuthi umthengisi obhalisiwe angathenga idivayisi kusuka kumkhiqizi u-10, 20, 30 noma 40% ngaphansi kwe-MSRP eshicilelwe (Intengo Yokuthengisa Ephakanyisiwe Yomkhiqizi.)

Abaningi abasabalalindela balindele ukuthola inzuzo yabo hhayi ekudayiseni kwamadivayisi kodwa ngezinsizakalo ezingeziwe. Ukufakwa noma ukuphathwa kwempahla kuyinani elilodwa elivamile-lenezela ukuthi ulethe inzuzo kubanikezeli. Njengoba i-rep yokuthengisa isebenzela umthumeli, kufanele uqiniseke ukuthi ungathola ikhomishini kokubili ukuthengiswa kwedivayisi kanye nanoma yiziphi izinsizakalo ezengeziwe ezithengisiwe. Uma kungenjalo, uzodinga ukunquma ukuthi imakethe oyothengisa kuyokwenzela amazinga omkhawulo ophakeme ngokwanele ukuze uthole imali oyifunayo.

Kuzodingeka futhi ukuthi unqume ukuthi zingaki ukuncintisana , kufaka phakathi amathuba okuncintisana nomkhiqizi we-reps, ukuthi uzobe uphikisana nawo.

Okokugcina, kubalulekile ukuqonda ukuthi bangaki abakhiqizi abahlukene ozobamela nokuthi mangaki amadivayisi ahlukene oyokwazi ukuwathengisa. Okungcono akusilo kangcono, kodwa okungcono kuncono kunalokho okwanele! Kungakhathaliseki ukuthi ungayithengisa kangaki, udinga ukuba uchwepheshe wesifundo kudivayisi noma kumadivayisi owathengisayo. Uma uthengisa umkhiqizo ongazijwayele, cishe ngeke uthengise amadivayisi amaningi!