Uma uxoxisana nokunikezwa komsebenzi , awugcini nje ukuhoxisa inombolo ngenkokhelo yakho. Izinzuzo kanye nezindleko eziza nomholo wakho zingenza umehluko omkhulu ngokwemali oyigcina kwi-akhawunti yakho yasebhange inyanga ngayinye.
Lokho kusho ukuthi izinto eziningi ezithekisayo ezenza isinxephezelo sakho azikho ukuxoxisana: cishe uzokhetha uhlelo lwakho lomshuwalense wezempilo, isibonelo, phakathi kwezinketho ezimbalwa ezandulelwe ngumqashi wakho. Ayikho inani le-haggling elizokuthola uhlelo olunikeza ama-copay aphansi noma ama-deductibles, ngoba umqashi usuvele wenza isinqumo mayelana nokuthi yini ongayinika abasebenzi ngaleyo ndlela. Okufanayo kuya kumazinyo, umbono, 401 (k) ukufaniswa, nezinye izinzuzo zomsebenzi . Ngokuyinhloko, lokho okubonayo yilokho okutholayo.
Kodwa lokho akusho ukuthi yonke i-perk yokulondoloza imali, i-earnings-boosting ihlelwe etsheni. Kunezisebenzi eziningana ezisebenzayo ezingase zibe phezu kwetafula, futhi zingakhuphula umgqa wakho ophansi.
01 Ezinye Izinketho ze Stock noma iBhonasi Ephakeme
Lezi zidayiswa kangcono kunomholo ophakeme ngoba awuphakamisi imali yakho yokukhokha, okusho ukuthi ukuvuka kwakho kwekusasa ngeke kube ngaphezulu njengomphumela. Zibuye zibe yingozi kakhulu kuwe, umsebenzi ozayo, ngoba zixhomeke ezintweni ezingaphandle kokulawula kwakho, njengemakethe lapho inkampani yakho ihamba esidlangalaleni / ithengisa uma kwenzeka isitokisi noma impumelelo yenkampani yonyaka phakathi nonyaka ibhonasi.
Noma kunjalo, uma ungeke ukwazi ukuthola umphathi wokuqashwa ukuba akhulise umholo wakho, enye yalezi zindlela zingakwenza ube nemali phansi. Kuyafaneleka ukuthi uzame, ikakhulukazi uma ungathengisi umholo ukuze uwuthole.
02 Isikhathi Esengeziwe Sokuphumula
Ingxenye engcono kakhulu, isikhathi sesikhathi sokuphumula sithengiswa kalula. Ngiyakwazi ukukutshela ukuthi ngiyazi abantu abaningana abaye baxoxisana isikhathi esiningi, ikakhulukazi uma becela imali eyengeziwe kuqala futhi beza ngokumelene nomkhawulo ongaphezulu webhajethi yomphathi wokuqashwa.
03 IsiHlelo Esiguquguqukayo
Sonke sifundile iseluleko esikhuthaza ukuthi kuzoba yizinsizakalo zokunquma ikhofi ekhanda futhi ugcine amakhulu amadola ngonyaka. Uma ungakwazi ukukholisa umphathi wakho wesikhathi esizayo ukuthi akuvumele usebenze ekhaya ngosuku noma amabili ngesonto, ungagcina ikhofi yakho epholile, wenze ngokwakho, uphinde uyiphuze kuma-pajamas akho ngenkathi usebenza.
I-Flextime enye enye i-perk ebuza ukucindezeleka okuphansi, ngoba njengesikhathi esengeziwe seholide, kubiza umqashi ukuthi akuvumele ukuba ube nakho. Noma kunjalo, ikugcina imali futhi ingase ithuthukise izinga lakho lokuphila kanye.
Izinzuzo zokufundisa ezingu-04
Izinhlelo zokufunda ku-intanethi njengoLynda neThimba Treehouse zinikeza ithuba lokuxubha amakhono akho ezobuchwepheshe ngaphandle kokwenza isikhathi sokuya ekilasini. Izinkampani eziningi zinama-akhawunti ezinkampani ezinhlelo ezinjengalezi ukusiza abasebenzi babo ukuba bahlale befika kusesikhathini. Kufanelekile ukubuza ukuthi ngabe umqashi wakho ozoyikhokhela kakade - noma uzocabangela ukwenza kanjalo.
05 Ukubuyekeza Ngaphambili
Kubalulekile ukwazi, uma unquma ukuthi ufuna ukuhlala nomqashi wakho omusha esikhathini esizayo - noma uqhubeke nokuhlola amathuba kwenye indawo.
Okungaphezulu Kwemibuzo Yomsebenzi: Amathiphu Wokuxoxisana Nemiholo Yezinkulungwane Zonyaka | Nini Ukuvula Ukunikezwa Kwemisebenzi