Qonda Imigomo Ehlukahlukene Nge-Paycheck Yakho
Ukukhokha Okukhulu futhi Ukubalwa Kanjani
Umsebenzi okhokhelwayo noma okhokhelwayo ukhokhelwa inkokhelo enkulu ngokuya ngesamba semali yakhe yonyaka ehlukaniswe inani lezinkokhelo ngonyaka, ngokuvamile 26. Isibonelo, umsebenzi okhokhelwayo owenza u-$ 40,000 ngonyaka akhokhelwa ngokuhlukanisa i-$ 40,000 inani lezikhathi zokukhokha ngonyaka. Kulesi sibonelo, umsebenzi uzothola izinkokhelo ezingu-26 ezilinganiselwa ku-$ 1,538.46. Noma yikuphi ukubuyiselwa, amabhonasi, noma ezinye izinkokhelo nazo zizofakwa kwikhokhelo eningi.
Ngaphandle kokuncishiswa kwemali edingekayo yentela, Medicare, kanye ne-Social Security, umqashi uphinde akhiphe ukukhipha okuzithandela emsebenzini wokukhokhiswa okukhulu komsebenzi. Ukukhishwa ngokuzithandela kumholo okhokhelwayo kungabandakanya izinto ezinjengokunikela ngeminikelo yomnikelo kanye nomnikelo wesisebenzi kumshuwalense wokunakekelwa kwempilo yomqashi. Noma yikuphi ukukhotho-okuhlelwe ukuhlobisa, kungakhathaliseki ukuthi ngokuzithandela noma okudingekayo ngomthetho, kuphinda kususwe ekukhokhelweni okukhulu komsebenzi.
Ukukhokhelwa okukhokhiwe, ngemuva kokuncishiswa okudingekayo nokuzithandela kususwa, kubizwa ngokuthi inkokhelo net. Ngenxa yokuthi imithetho yentela yase-US iyadideka, ungase futhi ufune ukukhuluma nombuso wakho womnyango wezabasebenzi kanye / noma ummeli womthetho wokuqashwa uma uhamba endleleni yokuqesha abasebenzi. I-firm accounting firm yakho isinye isazi ezindabeni eziphathelene nezintela zokukhokha kanye nezinkokhelo.
Inkokhelo Yesevisi Nendlela Ebekiwe ngayo
Inkokhelo yesikweletu isamba semali engqashiwe ngumqashi esikhwameni sokukhokhwa kumsebenzi ngemuva kokuba zonke izinkampani ezidingekayo nezizithandela zenziwe. Ukunquma ukukhokhela inhlawulo, inkokhelo enkulu ikhokhelwe ngokusekelwe ukuthi umsebenzi uhlukaniswa kanjani nenhlangano. Isisebenzi sehora noma sokungahoxisi sikhokhelwa amahora asebenzayo amahora okuvunyelwene ngawo kwehora elivunyelwene ngalo.
Ukukhokhwa kwabasebenzi okungabikho kungabandakanya nokukhokha isikhathi esengeziwe , amabhonasi, ukubuyiselwa imali, njalonjalo. Isisebenzi esikhokhelwayo noma esikhokhwayo sikhokhelwa inkokhelo yonyaka, evumelanisiwe, ngokuvamile ngokukhokha ngeviki ngalinye. Inani lemali yokukhokhwa linqunywa umholo wonyaka wonyaka ohlukaniswe inani lezinkokhelo ngonyaka, ngokuvamile 26.
Kusukela kuleholo eliphelele elibizwa ngokuthi ukukhokhwa okuphelele, umqashi udinga umthetho ukuba ugweme amaphesenti athile okukhokhwa komsebenzi ukukhokha intela edingekayo yentela. Ngemuva kokukhishwa kwemali yokuzikhokhela ngokuzithandela kuyasuswa futhi ukukhishwa kwemali ekhokhwa ngokusemthethweni kuyasuswa, inkokhelo isisebenzi esitholayo ibizwa ngokuthi inkokhelo yenetha.
Ukuqonda ukukhishwa kwabasebenzi
Kuzo zonke izimo, ukubala inkokhelo yenhlawulo yomsebenzi, inani lokukhipha ekukhokheleni okukhulu liyonqunywa ngokusebenzisa inombolo yokudonswa okwakushiwo isisebenzi ngefomu le- W-4 .
Lezi zisetshenziselwa ngokuhambisana namashadi wentela anikezwa yi-Internal Revenue Service (IRS). Inombolo yesamba yomsebenzi yezinkokhelo inqunywa inani lamalungu omndeni oseduze.
Isisebenzi esisodwa singathatha ukukhipha esisodwa. Isisebenzi esishadile esinabantwana ababili singathatha izinzuzo ezine. Isihluthulelo ukukhokha ngokwanele intela ngaphandle kokukhokhwa ngaphezulu. Lapho umsebenzi ekhokhela imali, uhulumeni uyakwazi ukusebenzisa ngokukhululekile imali yomsebenzi kuze kube yilapho isisebenzi sigcwalisa ukubuyiselwa intela yentela ukuze ithole ukubuyiselwa kwemali kwi-IRS.
Ngaphandle kokuncishiswa kwemali edingekayo yentela, Medicare ne-Social Security, umqashi uphinde asuse ukukhipha okuzithandela emsebenzini wokukhokhiswa okukhulu komsebenzi. Ukukhishwa okuzithandela kusuka ekukhokhelweni okukhulu kuhlanganisa izinto ezifana neminikelo yokusiza (isibonelo, United Way), umshuwalense wokukhubazeka, umshuwalense wokuphila okungeziwe, kanye nomsebenzi odingekayo ekuhlinzekeni komshuwalense wezempilo.
Noma yikuphi ukukhokhiswa-okukhokhisiwe kukhishwa futhi kukhishwa ekukhokheleni okukhulu komsebenzi. Kulula nje, inkokhelo enqunyiwe yinoma yikuphi okusele ekukhokhweni komsebenzi ngemuva kokudonswa okusemthethweni futhi okuzithandela kususwa.
Ngenxa yokuthi imithetho yentela yase-US iyadideka, ungase futhi ufune ukukhuluma nombuso wakho womnyango wezabasebenzi kanye / noma ummeli womthetho wokuqashwa uma uhamba endleleni yokuqesha abasebenzi. I-firm accounting firm yakho isinye isazi ezindabeni eziphathelene nezintela zokukhokha kanye nezinkokhelo.