I-Agent Insurance Agent

Izinhlaka zomshuwalense wezilwane zithengisa izinhlobo ezahlukene zempilo yomshwalense kubakhiqizi bemfuyo.

Imisebenzi

Izinhlaka zomshuwalense wezilwane zinikeza izinqubomgomo zemishuwalense ezihlukahlukene ukuvikela izilwane ezinamakhasimende abo. Okukhethwa kukho okukhethwa kukho kuyatholakala kubandakanya ukuhlinzekwa ngabanye kwezilwane eziphakeme kakhulu, ukumbozwa kokulala okubandakanya kokubili impahla epulazi kanye nezilwane, noma ukuhlinzeka ngemfuyo (okukhethwa kukho okuvamile) okuqinisekisa inombolo ekhethiwe yezilwane zezinhlobo ezithile.

Amagatsha anganikeza ukuhlinzekwa kwezinhlobonhlobo zezinkomo ezibandakanya izinkomo, izinkomo, izinkukhu, izimvu nezingulube.

Ama-inshuwalense anesibopho sokuqoqa idatha kusuka kubakhiqizi bezimfuyo, ukunikeza izingcaphuno zemali, ukuchaza izinketho zokufaka, ukubhekana nezinhlobo zomshuwalense, ukuxhumana nabangaphansi komhlaba, ukuphatha izimangalo, ukuxhumanisa ukuhlolwa kokubaluleka uma kunesidingo, nokuhlinzekwa ngamakhasimende amakhasimende amakhono. Bangase bahileleke ekuthengiseni izinsizakalo zabo kumakhasimende abazoba khona, ukudala izinto zokukhangisa zokukhangisa noma izikhangiso ezisekelwe kuwebhu, nokuya emibonisweni yezohwebo noma izenzakalo zemfuyo ukuze bathole amaklayenti amasha.

Izinketho zemisebenzi

Izinkampani zomshuwalense wezilwane zingakhetha ukugxila ezinhlobonhlobo zezinkomo eziningi, kuhlanganise nezinkomo, izimvu, izinkukhu, izingulube, nezimbuzi, nakuba iningi likhetha ukuhlinzeka ngezinsizakalo zezinhlobo eziningi zemfuyo. Bangakwazi futhi ukuphuma ukuze bahlinzekele ezinye izingxenye zomkhakha ngokunikeza imigqa yomshuwalense we-aquaculture, umshuwalense we-equine , noma umshuwalense wesilwane .

Izinkampani eziningi zomshuwalense wemfuyo nazo zinikeza izinketho zokufaka impahla (njengezifuyo nemifino) kanye nezimoto.

Ummeli womshuwalense wemfuyo angathuthukisa umsebenzi wabo ngokuhamba kwesikhathi ngokuhambisa izindima ezifana nomphathi wesifunda noma yokuthengisa umqondisi. Kungenzeka nokuthi bangaba umlingani esikhungweni somshuwalense osungulwe noma bavele baqale ukuqala i-ejensi ezizimele ngemuva kokwakha isisekelo samakhasimende aqotho.

Imfundo Nokuqeqesha

Iningi le-ejensi yomshuwalense ikhetha ukuthi abazobhapathizwa banomkhakha weminyaka emine ekolishi, nakuba bevame ukuzivumelanisa nezimo ngokuphathelene nekolishi labafundi abaningi. Imfundo ehlukahlukene ezindaweni ezifana nokumaketha, ukuxhumana, ukubalwa kwezimali, isayensi yezilwane, ezokwezomnotho, ibhizinisi, ubuchwepheshe kanye nezibalo kungalungisa i-agent efisa izinselelo abazobhekana nazo njengoba bengena embonini. Ngaphambi kokuhlangenwe nakho kokusebenza nemfuyo njengomfuyi, umhloli wezilwane , ijaji lezilwane, noma i- agent yokwandisa i-agricole nayo ihlanganisa.

I-agent ye-inshuwalense yemfuyo enesifiso kumele ilayisensi yokuthengisa impahla nomshuwalense wokulimala esifundazweni lapho bahlose ukunikeza khona izinsizakalo zabo. Izimfuneko ezikhethekile zokulayisenisa ama-agent e-inshuwalense zingahluka ngobuso kodwa izinto ezidingekayo ngokuvamile zibandakanya ukuya ezikoleni zokuqeqesha kanye nezinkomfa, ukudlulisa ukuhlolwa kwelayisensi kahulumeni, nokukhokha imali. Izifunda eziningi zinezidingo zemfundo eziqhubekayo okumelwe zigcwaliseke ngaphambi kokuba ama-agent avuselele amalayisense abo.

Umholo

Iphakheji lesisindleko sama-inshuwalense emfuyo yomshuwalense ngokuvamile ihlanganisa inhlanganisela yemali eyisisekelo, ikhomishana kanye namabhonasi okusebenza. Inkokhelo ekhokhwa yiKhomishane ivame kakhulu kuzo zonke izindawo zomkhakha womshuwalense (hhayi nje kuphela ekukhethekile kwezifuyo).

Imali ekhokhelwayo ingahlukahluka ngokususelwa kwinani lamakhasimende akhonjwe unyaka ngamunye, izinhlobo zokuthengiswa komshuwalense ezithengisiwe, indawo lapho i-agent isebenzayo khona, kanye nedumela layo embonini.

Uhlolo lweholo oluqhutshwa yi-Bureau of Labor Statistics (BLS) lubonise ukuthi isigaba esiphezulu sama-ejenti yomshuwalense sithole isamba semali engama-$ 48,150 ($ 23.15 ngehora) ngoMeyi ka-2012. Amaphesenti angu-10 aphansi kunawo wonke ama-inshuwalense athola imali engaphansi kwezingama-26,120 ngonyaka ngenkathi amaphesenti angu-10 aphezulu athole okungaphezulu kwamaRandi ayizigidi ezingu-116 ngonyaka.

I-Outlook Outlook

Umshwalense wemfuyo uhlala njengengxenye enkulu yemikhiqizo yezilwane, njengoba abalimi kumele balonde izimfuyo zabo kanye nemfuyo yabo ekulahlekelweni kwezinto ezimbi. Ngokusho kwe-BLS, imisebenzi embonini yomshuwalense isendleleni yokukhula ngesilinganiso samaphesenti angaba ngu-10, okusheshayo ngokulingana nokulinganisa wonke umsebenzi.