I-Pros kanye ne-Cons of Both Parents Ukusebenza
Kunezimpendulo ezimbili eziphikisanayo. Impendulo yokuqala ithi izindleko zokukhulisa nokusekela umndeni ziphakeme kangangokuthi, ukuze baphile ngokwezimali, bobabili abazali kufanele basebenze.
Omunye uphakamisa ukuthi ezinye izindleko zokuba nabazali bobabili basebenze, ukukhathazeka ngokomzwelo nokucindezeleka, ziphakeme kangangokuthi kungcono umzali oyedwa ukuba ahlale ekhaya.
Okwenza Bobabili Abazali Akufanele Basebenza
Ake sihlole ukuthi kubaluleke kangakanani ukukhulisa izingane. Izigxoko zikahulumeni zonyaka wokuqala zibiza ngo-$ 5,490 kuya ku-$ 11,320. Izikweletu zezokwelapha ezingaqinisekisiwe zesibhedlela kanye nesibhedlela kuphela zizoba yizigidi ezingu-1,200; izingubo zokubeletha, ifenisha yezingane, imishini ehlobene nezingane, izingubo, izindiza, ifomula, ukudla, udokotela wezingane kanye nezinye izindleko zenza konke okunye.
Kodwa lokho kungabandakanyi ukunakekelwa kwelanga. Uma bobabili abazali basebenza, engeza u-$ 7,000 ku-bill. Ngakho-ke, ubheka mhlawumbe u-$ 17,000 emindenini yonyaka wokuqala wezingane. Ngaleso sikhathi, imibhangqwana eminingi iyaqiniseka ukuthi bobabili abazali kufanele bakhiphe imali engenayo, futhi uma umzali oyedwa engasebenzi ngaphambi, ukucindezela ukuqala kuphezulu kakhulu.
Kodwa ingabe lesi yisiphetho esifanele?
Ake sicabange ukuthi abazali bethu abatsha bahola imali engu-30,000 ngonyaka, ngenzuzo ehlangene ye $ 60,000.
Ukuze balondoloze ikhono labo lokusekela umndeni, ikakhulukazi ngokucabangela izindleko ezintsha ezaza nomntanakho, bazizwa bobabili kufanele baqhubeke besebenza. Kodwa ingabe imali engenayo yesibili iyadingeka ngempela ukuze usindiswe ngokwezimali?
Imali engama-$ 30,000 yaminyaka yonke i-$ 2,500 ngenyanga. Kusukela lapho, abantu abaningi basebenzisa imali engaba ngu- $ 250 ngenyanga uma behamba izindleko; lokhu kubandakanya izindleko zemali yokupaka izimoto nokupaka izimoto; Zikhethele.
Futhi, uzochitha isilinganiso samaRandi angu-125 ngenyanga ngenyanga. (Izisebenzi zokusebenzela ze-Office zithenga izambatho nezibopho noma ama-silk nama-pantyhose. Konke kufakazela ngezindleko ezifanayo.) Uzochitha imali engaphezulu kwamaRandi angu-120 ngenyanga ngesidlo sasemini, ihhovisi izipho, kanye neminikelo yokuphoqelela. Futhi ungakhohlwa ukunakekelwa kwelanga, cishe ama-dollar angu-600 ngenyanga. Kuphelele, uzochitha u-$ 1,100 ngenyanga ngezinkokhelo ezihlobene nomsebenzi, cishe ingxenye yesamba somholo womlingani wakho. "Akuyona inkinga," kusho. "Namanje nginayo imali engu- $ 1,400."
Hawu ngempela?
Ungakhohlwa intela. Uma ukhulula u-$ 2,500, uzolahlekelwa ngu-R6 000 ezintela. Ngakho-ke, inkokhelo yakho emva kwentela, emva kokukhokhela izindleko zokuhlala ekhaya ingaba ngu-$ 400 ngenyanga. Lokhu kungaphansi kwama-dollar angu-100 ngesonto. Uma usebenza ngamahora angu-40 ngeviki futhi uzinike ihora elilodwa ukugqoka nsuku zonke emsebenzini futhi uhamba, uhlangabezana nakho konke lokhu cishe nge $ 1.75 ngehora. Futhi lokho ku-$ 30,000 engenayo imali engenayo!
Futhi kubi kakhulu. Akukona nje ukuthi ungekho ngaphansi kwemali engaphansi kwezindleko, cabanga ngaso sonke isikhathi ongasisebenzisi ingane yakho kanye nokucindezeleka okungeziwe emndenini ngokuthi yonke indoda nomfazi basebenza. Ngubani ohlala ekhaya lapho ingane igula? Ubani oshiya lowo mhlangano obalulekile ekuncintiswaneni esikhungweni sokunakekelwa ngaphambi kokuvala?
Ingabe kuyoba wena noma oshade naye othatha iholide noma ikhefu lokugula ngoba iplumberhi ihlelelwe ukuma? Uma sicabangela zonke izindaba ezingezona ezezomnotho ezithinta umndeni, ingabe kunengqondo ukuthi bobabili abazali basebenze?
Izizathu Ezinhlanu Zokuthi Kungani Abazali Kufanele Basebenza?
Kulokhu kuhlaziywa, kungenzeka ukuthi ngikuholele ekugcineni "cha." Kodwa akulona lokho okulula. Kuze kube manje nginikele ingxenye eyodwa kuphela yenkinga, ngakho ake ngize ngivikele abesifazane abanobantwana abancane nabasebenza ngaphandle kwendlu. Kunezizathu ezinhlanu zokuthi kungani kungenza umqondo omkhulu kokubili umama nobaba basebenze:
Isizathu 1: Vikela Umsebenzi Wakho
Uma umkayo eyeka umsebenzi wakhe, angenza umonakalo ongenakuqhathaniswa emsebenzini wakhe, ngoba ozakwabo (abancintisana nabo) abangathathi iminyaka emihlanu baqhubeke bekhwela isiteleka sebhizinisi.
Isizathu sesi-2: Umlingani osencane ongayithola Kungaba Nemihlomulo Yomshuwalense Wezempilo
Lesi yisizathu esihle kakhulu sokuqhubeka sisebenza.
Isizathu 3: Ungakhohlwa Izinzuzo Zokuthatha Umhlalaphansi
Abesifazane base-US bahlala emhlalaphansi ngezinzuzo ezingezansi Zokuvikeleka Komphakathi kunamadoda, ngoba abesifazane bavame ukusebenza iminyaka embalwa. I-Ditto yezinhlelo zempesheni yenkampani; uma ushiya umsebenzi iminyaka emihlanu, uzokhokha intengo ngokuhamba kwesikhathi ngenzuzo ephansi kakhulu yomhlalaphansi. Ngakho ukhohlwe ukulahlekelwa okuncane namuhla; ukuhlala ekhaya nezingane kungabangela ukulahlekelwa komnotho omkhulu kamuva. Ukuze uthole okwengeziwe ngale ndaba, vula izahluko 66 no-68.
Isizathu sesi-4: Abazali Bempilo Yengqondo
Abanye abantu nje abakulungele ukuhlala ekhaya nezingane zabo isikhathi esigcwele. Badinga ukuxhumana okudala. Omunye wamakhasimende ami, umama osebenzayo, wayenomsebenzi owathola imali engenayo kakhulu empeleni wachitha imali engama-dollar angu-35 ngaphezulu, engenayo izindleko zokunakekelwa kwengane, kunalokho ayenayo. Lapho ngimtshela lokhu, waphendula wathi, "Awu, eshibhile kunezokwelapha!"
Isizathu sesi-5: Ukuthuthukisa Intuthuko Yengane Yakho
Umngane ophethe umfana omncane wangitshela ukuthi, "Uma umkami efuna ukuyeka umsebenzi wakhe futhi ahlale ekhaya noBilly, wayezoba nomuntu oyedwa - umama wakhe. Kodwa ekunakekeleni kwelanga, ufunda amakhono omphakathi ngokuba nxazonke izingane ezingu-20. " Khombisa kahle: Ukubaluleka kwamakhono okukhulumisana phakathi kwengane akufanele kususwe.
Ukukhetha ukusebenzela noma ukuhlala ekhaya
Ngakho, kufanele usebenze noma uhlale ekhaya? Ngokusobala, akuyona into elula. Noma kunjalo, abaqashi abaningi banikeza ukuguquguquka okungase kusize kube lula kunokuba ngaphambili kokubili abazali basebenze. Ukuhlanganyela ngeJobe , izinhlelo zokusebenza nezimo eziguquguqukayo, nokusebenza kusuka ekhaya ezinye zezinketho ezitholakala endaweni yokusebenzela yanamuhla okufanele uzihlole njengoba uzama ukuxazulula le nkinga.
Iphuzu lami ukuthi unenkululeko . Abazali abaningi kakhulu abazi ukuthi izinketho zikhona. Ngokuvamile, abazali bacabanga ukuthi kufanele basebenze ngaphandle kokucabangela okunye. Ukuze ube yimpumelelo ngokuhlela kwakho kwezezimali, njalo kufanele uhlole izinketho zakho. Futhi ukuhlela okufanele mhlawumbe akubaluleke nakakhulu kunalokho uma kuziwa ekukhuliseni izingane zakho.
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