Ukuklama nokuphatha uhlelo lokuhlomula kwabasebenzi kuyinkimbinkimbi. Uhlelo lwakho lungabheka izinzuzo ezivamile ezifana nokunakekelwa kwezempilo, isikhathi seholide, inkokhelo yokugula , kanye nezinhlelo zempesheni. Lezi zinzuzo zivame kangakanani?
Izinzuzo Zomsebenzi Ezijwayelekile
Ngokusho kwe-NFIB 2003, i-Small Business Poll ekuSebenziseni Ukukhokhela Abasebenzi, izinzuzo zomsebenzi ezivame kakhulu ezinikezwa amabhizinisi amancane yizo:
- Amaholide akhokhelwayo ; Ihlinzekwa ngu-75% amabhizinisi amancane. (Kunikezelwe kubasebenzi besikhathi esigcwele okungenani unyaka ongu-1 wenkonzo.)
- I-Employee Health Insurance Plan: 61%
- Ikhefu lokugula elikhokhelwayo: 59%
- Umshwalense Wokukhubazeka : 41%
- Ukubuyiselwa Kwezemfundo Yobusebenzi: 39%
- Uhlelo lwePensheni: 30%
- Umshwalense Wokuphila : 29%
- I-Dental Insurance: 24% *
Ukunikeza izinzuzo zabasebenzi kunikeza izinkokhelo eziningi ebhizinisini lakho elincane. Inombolo eyodwa ukugcinwa kwabasebenzi. Iphakethe lezinzuzo zomsebenzi elikhangayo lizosiza ekutholeni abasebenzi abasebenza kahle futhi balondoloze futhi. Ngaphezu kwalokho, ukugcinwa kwabasebenzi kusiza ukunciphisa inzuzo.
Izinzuzo ezingavamile zabasebenzi
Izinzuzo zabasebenzi ziyoba namazinga ahlukene okubaluleka kuye ngokuthi abasebenzi basebenze kangakanani, ubulili, nezinye izinto. Khuluma nabasebenzi bakho ukuthola ukuthi yiziphi izinzuzo ezivuzayo kakhulu.
- Idiphozidi Eqondile: Nikeza abasebenzi bakho ithuba lokuhlolwa kwabo ngokuqondile ngokufaka kwi-akhawunti yabo yasebhange kunoma yiliphi ibhange noma inkontileka yemali eyilungu le-Automated Clearing House (ACH). Idiphozi ngqo izosindisa isikhathi futhi isule imali ngokushesha.
- Uhlelo lwezempilo: Ngokwezindleko ezikhulayo zokunakekelwa kwezempilo , bobabili abaqashi nabasebenzi bangakwazi ukuthatha imithwalo yemfanelo yezempilo ngokuhlanganyela ohlelweni lokuphila kahle. Noma yiluphi uhlobo lwezinhlelo zokuzikhandla, ukuyeka ukubhema nokunciphisa ukucindezeleka kungathuthukisa ukubamba iqhaza kwabasebenzi kanye nomkhiqizo jikelele.
- Izaphulelo zenkampani : Inzuzo yomsebenzi enganakwa abasebenzi kubhekana nokuthenga imikhiqizo noma izinsizakalo zenkampani ngesaphulelo. Ngisho noma kuyinto eyodwa kuphela enkulu noma usuku lokuthenga abasebenzi , abasebenzi bakho bayakwazisa le nzuzo.
- Amalungelo Okupaka: Ngokuya kwezidingo ezihambayo, izisebenzi zokupaka zingakwazi ukukhokha ukukhokhelwa kwedolobha lokuhamba ngezinyanga noma ukukhokhela imali yokukhokhela imoto yokukhokha.
- Amakhadi Ebhizinisi & Isihloko: Amakhadi ebhizinisi anegama labasebenzi kanye nesihloko uzonikezela isikhalazo esingokomzwelo kubasebenzi. Kungase kubonakale kuyinto encane, kodwa abasebenzi bakho bazojabulela izinga lobuchwepheshe nokuziqhenya okuvela ekubeni nekhadi lebhizinisi.
- I-Computer Loan Inzalo-Inzalo: Abasebenzi abaningi bayakwazisa ikhono lokuthenga i-computer engenasithakazelo. Thola umkhawulo wenani le-dollar yekhompyutha kuhlelo. Setha ukukhishwa kwe-payroll okuzenzakalelayo . Qinisekisa ukuthi isivumelwano esisemthethweni sisayinwe uma kwenzeka umsebenzi eshiya inkampani.
- Amahora Omphakathi: Nikeza abasebenzi bakho umkhawulo wamahora akhokhelwayo avamile ngesikhathi somsebenzi womphakathi. Uma ngabe ilungu lomsebenzi lifuna ukuhileleka emcimbini wokuzithandela, yiba nenkampani ethatha ithebhu. Uyothola izinhliziyo zabasebenzi nomphakathi.
- Uhlelo Lwezemfundo: Akungabazeki ukuthi abasebenzi banamuhla badinga ukufunda konke okuqhubekayo ukuze bahambisane nezidingo zomsebenzi eziguqukayo. Inkampani yakho encane ingase ingakwazi ukukhokha izindleko zemfundo yohlelo lwe-MBA kodwa ukukhokhiswa kwekolishi yomphakathi ekolishi kungabizi.
Ekuthuthukiseni uhlelo lwakho lwezinzuzo zomsebenzi, qhathanisa iphakheji lakho lezinzuzo kumncintiswaneni bese ucela impendulo yabasebenzi. Izinzuzo ezingcono kakhulu yizo ezifunwa ngabasebenzi futhi zincintisana emakethe.