Indlela Yokusingatha Umfakisicelo Wokubheka Ikhredithi Yomsebenzi

Izinhlangano eziningi ziqala ukuhlola izikweletu kubasebenzi bezicelo bese zisebenzisa lolo lwazi njengengxenye yenqubo uma kwenziwa izinqumo zokuqashwa. Ucwaningo lwe-Society of Human Resources Management (SHRM) lubonise ukuthi abaqashi abangama-60% bahlola isikweletu sabasebenzi abathile. Abaqashi abangu-13% kuphela kulolu cwaningo bavame ukuhlola amakhredithi kubo bonke abafake izicelo. Umkhuba ovame kakhulu ukuhlola umlando wesikweletu wokuqedela nokusebenzisa lolu lwazi ukulawula abaqokelwe ngezizinda ezibuzayo.

Ukuhlolwa Kwezinkokhelo Zomsebenzi Wokusebenza Kwesicelo

Umbiko we- credit applicant wesicelo uzobonisa imininingwane mayelana nawe nemali yakho, kufaka phakathi igama lakho, ikheli, amakheli wangaphambili, nenombolo yokuphepha yomphakathi. Lo mbiko ngeke uqukethe iminyaka yakho noma amaphuzu aqondile esikweletu.

Ibuye ikhombise isikweletu oye senzeke, kufaka phakathi isikweletu semakhadi esikweletu, ukubolekwa kwemali, ukukhokhelwa kwemoto, ukubolekwa kwemali, nezinye izikweletu. Umlando wakho wokukhokha udalulwa, kufaka phakathi izinkokhelo zesikhashana kanye nemalimboleko engenziwanga.

Ngaphambi kokuba inkampani ihlole iskredithi yakho, idinga imvume yakho. Lokho abakutholayo bangadala izinkinga zabafakizicelo bomsebenzi. Ikakhulukazi uma ungasebenzi, kungaba nzima ukuba nomlando wesikweletu esihle. Uma umbiko wesikolodo uthinta isinqumo sokuqasha, umqashi kudingeka ukuba azise umfakisicelo. Okhethiwe unethuba lokuxhumana no-credit agency futhi alungise noma yiluphi ulwazi olungalungile

Uma usufunde ukuthi inkampani izobe isebenza isheke sesikweletu, kunezindlela ongavumela ukuthi umqashi wakho azi ukuthi kungase kube ne-check credit yakho.

Kungcono ukuba usebenze futhi okungenani ube nethuba lokuchaza, futhi ngethemba lokuthi uzokwazi ukuqhubeka nenqubo yesicelo. Uma inkampani ithawula ukuthi unenkinga yezikweletu, kungenzeka ukuthi ulahlekelwe ithuba lakho emsebenzini.

Indlela Yokusingatha Umfakisicelo Wokubheka Ikhredithi Yomsebenzi

Izinkinga Zezomthetho Ezihlolwa Ngesikweletu

Ikhomishana ye- Equal Employment Commission (EEOC) iqondisa imikhuba yomqashi mayelana nokuhlolwa kokuthenga isikweletu. Uma usola ukuthi ukuhlolwa kwekhredithi ngumqashi kunomthelela ohlukile kwabakhethiweyo ngenxa yobuhlanga, ubuhlanga, ubudala noma ubulili, khona-ke ungabika inhlangano engase ikhokhele ku-EEOC.

Iningi livumela abaqashi ukuthi basebenzise imibiko yezikweletu ngendlela engalungile nelinganayo phakathi kwenqubo yokuqashwa. Kodwa-ke, ezinye izifunda ziye zalawula ukusetshenziswa kwembiko yesikweletu kanye nemingcele ebekelwe ukuthi ulwazi lungasetshenziswa kanjani ngabaqashi.

ECalifornia, eHawaii, e-Illinois, e-Maryland, e-Nevada, e-Oregon, eVermont, e-Colorado, e-Connecticut, eWashington nakwamanye amazwe anezimiso ezincwadini ezinciphisa ukusetshenziswa kwembiko yesikweletu.

Kulezi zizwe, ukusetshenziswa kokuhlolwa kwekhredithi kuvunyelwe emisebenzini ecacisiwe noma ezimweni lapho kuhileleka khona ukukhokhelwa kwezimali noma ulwazi oluyimfihlo. Ezinye eziningi zinezimo ezilindelwe ukuthi zingavimbela ukusebenzisa imibiko yesikweletu ngabaqashi noma imingcele yendawo ekusebenziseni kwabo.

Ngaphezu kwalokho, ezinye izindawo zinezivimbelo kanye nezinqatshelwe ekuhloleni umsebenzi wokuthenga isikweletu. Isibonelo, iNew York City ivimbela ukuhlolwa kwezikweletu kubaningi abafake izicelo. Ukungafani kubandakanya abamele abaphezulu bezinga eliphezulu abanezibopho zemfanelo kanye nabafakizicelo abazophatha izimpahla noma abaphathi bezivumelwano zezimali ezibiza imali engaphezulu kuka-R10 000.

Thintana noMnyango Wezombusazwe Wakho ukuze uthole ulwazi mayelana nokuthi imithetho yamanje isebenza kanjani endaweni yakho.

Funda kabanzi: Yini ehlanganisiwe kuNgqikithi yokuHlola yabasebenzi