Ukuhlelwa Kwebhajethi Yenzuzo Yonyaka Yomsebenzi
Ukubikezelwa komsebenzi kuhlomula izindleko zonyaka ozayo wokuhlela kubalulekile kunoma iyiphi inhlangano ngoba kusiza ukuvikela amabhajethi akwa-HR. Nakuba kungase kuzwakale kuyinkimbinkimbi, akudingeki kube inqubo enzima ukuqedela. Kungenziwa ngendlela elula, kodwa lokhu akusho ukuthi kufanele kwenziwe ngendlela elula. Uma uhlaziya ngokujulile, ukulungiswa kenkampani kuyoba, ikakhulukazi uma kuziwa ekusebenzelaneni neziphathimandla ze-Care Affordable.
Funda ukuthi ungafaka kanjani inombolo enengqondo mayelana nezindleko zomsebenzi wakho wonyaka ozayo, ngalezi zeluleko eziwusizo.
Bala inani lezindleko zezinzuzo zabasebenzi
Ngo-2016-2018, kulinganiselwa ukuthi umqashi ojwayelekile uzochitha noma yikuphi kusuka ku-$ 2,000 kuya ku-$ 9,000 ngomsebenzi ngamunye ngezinzuzo uma ehola okungenani $ 50,000 ngonyaka. Umshuwalense wokuphila ubiza u-$ 150 umsebenzi ngamunye ngenkathi izinzuzo zezempilo ziqala kusuka ku-$ 2,000 kuya ku-3,000 isisebenzi ngasinye singashadile no-$ 6,000 kuya ku-$ 7,200 umndeni ngamunye.
Izindleko ezinkulu kunazo zonke zokufaka isabelomali ukuthi zibandakanye intela ye-Cadillac, echaphazela izinhlelo zokunakekelwa kwempilo yezinga eliphezulu futhi izoba nomthelela omkhulu ngo-2018. Intela izoba ngamaphesenti angama-40 ahlawuliswe kuzo zonke izinhlelo ezidlula imikhawulo esemthethweni yezingu-10,200 zama-self-kuphela izinhlelo kanye no-$ 27,000 ukuze kulungiswe izinhlelo ezigcwele zomndeni. Abaqashi nabasebenzi cishe bazohlanganyela ngalokhu izindleko.
Ezinye izinzuzo ezivamile ezihlinzekwa abaqashi kubasebenzi bazo zihlanganisa izinhlelo zamazinyo, umshuwalense wokukhubazeka wesikhathi eside, ukubuyiswa kwezikole, usizo lokunakekelwa kwabathengi kanye nezinhlelo zomhlalaphansi.
Ngakho-ke, uma usengeza konke, umqashi uzochitha noma yikuphi kusuka ku-$ 60,000 kuya ku-$ 72,000 kwisisebenzi esinomholo wonyaka wama-$ 50,000 nezinzuzo.
Ukuhambisana kokulawula kwe-ACA
Ukubikezela izisebenzi ezizuzisa abasebenzi kubalulekile ezinkampanini ngoba zidinga ukuhambisana nokuhambisana kwe-ACA uma imithetho nemigomo emisha isetshenziswa.
Ukubeka imali eceleni kuyabalulekile ezinkampanini ukuze babe nethuba lokukhokha noma yiziphi izinhlawulo noma izinhlawulo ezithintekayo uma benquma ngokumelene nokunikeza izinzuzo. Imali ebekiwe eceleni izosiza nokukhokhela izinzuzo ezengeziwe kubasebenzi njengoba kudingwa yi-ACA. Izinkampani azifuni ukubhekana nanoma yikuphi okumangazayo uma kuziwa ekusebenziseni imali ngezinzuzo, yingakho ukuhlela phambili kubaluleke kakhulu.
Ukunquma Ukuqashwa Kwabaqashi Besikhathi Esigcwele
Enye yezinyathelo zokuqala inkampani kumele ithathe ekubikezelweni kwezinzuzo ngonyaka ozayo ukucacisa ukuthi yiziphi izisebenzi ezikhethiwe njengesikhathi esigcwele. Lokhu kuzosiza inkampani ukuthi iqonde ukuthi bangaki abasebenzi abadingeka ukuba babe nezinzuzo njengoba kuchaziwe yi-ACA. Uma le namba isinqunyiwe, inkampani ingaqala ukuhlaziya ukusetshenziswa kwayo ngezinzuzo.
Ukunquma izindleko zezinzuzo ezihambisana nezindleko zezigwegwe
Manje inkampani inganquma uma izobiza ngaphezulu ukunikeza abasebenzi izinzuzo noma ukukhokha izinhlawulo ezenziwe ngokuphula imibandela ye-ACA. Kwezinye izinkampani, kungase kube okungabizi kakhulu ukukhokhela izinhlawulo kunokukhokha izinzuzo kubasebenzi besikhathi esigcwele.
Buyekeza amaPhakheji wezisebenzi zamanje
Isinyathelo esilandelayo kule nqubo ukubukeza iphakheji yenzuzo inkampani okwamanje inikeza abasebenzi bayo.
Umnyango wakho wezisebenzi zomuntu udinga ukucacisa ukuthi ngabe iphakheji lanele yini kubasebenzi bakho noma uma kukhona okudingeka ukwengezwe. Uma ngabe iphakheji lishoda izinto ezilodwa noma ezimbili ofuna ukuthi abasebenzi babe nazo, qiniseka ukuthi wengeze into noma isabelo sakho njengoba usabelomali ngonyaka ozayo ukuze wazi ukuthi unemali eyanele ebhange.
Ezinye izici zephakheji lezinzuzo zibandakanya isikhathi esikhokhelwa emsebenzini, 401 (k) izinhlelo zokulondoloza umhlalaphansi, ama-akhawunti asetshenziselwa ukuguquguquka, izinzuzo zokuzithandela, amabhonasi kanye namakhomishana, ukuhleleka kwempilo, nokunye okuningi. Zonke lezi zinto akudingeki zinikezwe yinkampani, kodwa kufanele zicatshangelwe lapho zihlanganisa isabelomali sezinzuzo zomsebenzi zonyaka ozayo.
Xhumana nomeluleki
Noma nini lapho inkampani ihamba enkingeni ngezinzuzo zomsebenzi, njengokuhlela iminyaka ezayo, kufanele ixoxe nomeluleki.
Umeluleki uzokwazi ukuphendula noma yiyiphi imibuzo kanye nayo yonke inkampani engase ibe nayo uma kuziwa ezinzuzweni zomsebenzi. Umeluleki kungaba umuntu osebenzela inkampani yakho njengonkontileka, okusho ukuthi uzofinyeleleka kaningi. Ukusebenza nomeluleki kungasiza ukwenza inqubo yebhajethi ibe lula kakhulu ezinkampanini.
Present Present Budget kuya Abaphathi
Uma isisebenzi sesibonelele isabelomali, sidinga ukuhanjiswa kubaphathi benkampani. Bazobukeza isabelomali, benze noma yiziphi izengezo noma ukukhishwa, bese banikeza imvume ukuze ikwazi ukufaka isenzo ngonyaka ozayo.
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