Ungafunda kanjani i-paystub yakho futhi uzwisise ama-holdings akho
Izisebenzi ezikhokhelwayo noma ezikhululekile ngokuvamile zithola izinkokhelo ezingu-26 ngonyaka ngenxephezelo ekhokhelwa izitolimende ezilinganayo. Enhlanganweni esebenzayo yonke, ukurekhoda isikhathi noma amawashi wesikhathi akudingeki ukuthi kudingeke.
Ukucabanga ukuthi wonke umsebenzi uthola umholo abakhokhelwa wona.
Izinhlangano ezinabasebenzi abakhululekile nabangabikho emsebenzini ngokuvamile zidinga abasebenzi ukuba bachithe amakhadi esikhathi sokusiza ukukhokhelwa kwezimali zokukhokha ngesikhathi sokusebenza kwabasebenzi. Abasebenzi abakhululiwe bavula amahora angu-40 ngaphansi kwanoma yisiphi isikhathi esikhokhelwayo. Abasebenzi abangabonwayo, abavame ukucelwa ukuthi bajezise iwashi, bavule amahora aqondile abasebenza ukuze isikhathi esengeziwe sikhokhwe ngokufanele, ngokusho kwe- Fair Labor Standards Act (FSLA.).
Inkokhelo Yokubamba Imali
Uma kukhishwa imali yokukhokhela isisebenzi, umqashi udingekile ngokomthetho ukuba agodle iphesenti ethile yenxephezelo yokukhokha intela yentela nokuphepha komphakathi. Umqashi uthumela njalo imali egcinwe, nokuvikeleka komphakathi okukhokhelwe umqashi, ku-IRS Lokhu kunikeza i-IRS ukuphendula ngalokho okukhokhelwa khona nokuthi imali enqatshelwe kanjani.
Lapho isikhathi sentela sihamba nxazonke, i-IRS
Ungahlola ukubuya kwakho kwentela ngokumelene namarekhodi atholakele kumqashi wakho.
Umqashi angagcina imali eyengeziwe emalini yokukhokhela lapho umsebenzi edingeka ukuba akhokhe ingxenye yezinhlelo zokuhlomula . Ukukhokha ingxenye yezindleko zemshuwalense wezempilo yisibonelo esisodwa. Ukwengeza, abaqashi kumele banqabe izinkokhelo ukuze bahambisane nokuqashwa kwamaholo okubekwe yinkantolo.
I-Stuck Paycheck Inhloso nokuqukethwe
Ishidi lokukhokha liyaziwa nangokuthi i-stub yokukhokha, isikhwama sokukhokha, noma isitatimende seholo. Yingxenye yokukhokhelwa okukhokhwa ukuthi kubhalwa ukuthi imali yabasebenzi abakhokhiwe futhi evame ukuhlanganiswa nokukhokhwa kwabasebenzi ngekhasi elifakwe ku-perforated.
Uma isisebenzi sikhweza noma sishaya imali yokukhokha, singakwazi ukukhipha kalula isitifiketi sokukhokha ukuze kube nenhloso yokugcina irekhodi. Ama-stubs akhokhelwayo ahlinzeka ngemininingwane yokukhokhelwa kwabasebenzi kanye nokwehliswa okuqondile okwenziwayo ngesikhathi ngasinye sokukhokha konyaka.
Ukukhishwa kwe-Payroll kuncike ezimweni zomsebenzi ngamunye kanye neminikelo yezinzuzo zomqashi. Ulwazi olulandelayo luyatholakala kwi-stubs yokukhokha noma nge-elektroniki:
- Ukuqala usuku nosuku lokuphela kwesikhathi sokukhokha
- Inkokhelo enkulu: Inani lemali isisebenzi sasikhokhwa ngaphambi kokuba umqashi ethathe izinzuzo.
- Inkokhelo enemali: Inani lemali isisebenzi esitholayo ngemuva kokuba umqashi ethatha izinkokhelo.
- Izintela zikahulumeni zivinjelwe
- Izintela zombuso zivinjelwe
- Izintela zendawo zithintekile uma zikhona. Izindawo eziningi zendawo azikhokheli intela.
- Ukukhishwa komshuwalense
- Ukukhishwa kwemithi
- Ukukhishwa kwezenhlalakahle
- Ukuthatha umhlalaphansi , impesheni noma 401 (k) ukuhlela umnikelo
- Ukuhlobisa amaholo
I-stub yokukhokha ingase ihlanganise ulwazi olunjengama-totali yonyaka kuze kube yilapho inkokhelo eningi futhi enemali kanye nezinkokhelo.
Ukukhokha njengethuluzi lokuxhumana
Abaqashi abaningi basebenzisa ikhekhe njengethuluzi lokuxhumana. Insipho yokukhokha ivame ukutshela isisebenzi ukuthi isikhathi sesikhathi sokuphumula , isikhathi sokugula , noma isikhathi sokukhokha (PTO) sanikezwa ngesikhathi sokukhokha. Kungase inikeze ukubalwa kwezimali isikhathi esivunyelwe esetshenziswa ngumsebenzi.
Njengoba abasebenzi basekhaya bethola inkokhelo yabo emvilophini, izikhumbuzo, izibuyekezo, kanye nezincwajana zafakwa njalo emvilophini yokukhokha. Lolu hlobo lokuxhumana aluvamile ngoba abaqashi bavame ukuthi abasebenzi bahlale begcina i-akhawunti lapho imali yokukhokhwa ibeka khona ngqo ngosuku lokukhokhela.
Ulwazi oluye lwaziswa kwi-stub yokukhokha manje selubonakala ku-akhawunti yakho ye-intanethi nakuwebhusayithi yezinzuzo zangaphakathi. Nakuba abanye abaqashi kuqala behlinzekela isitifiketi sokukhokhwa kwendabuko lapho benza ushintsho emhlabeni jikelele, bambalwa abenza kanjalo.
Izinhlangano eziningi zisebenzisa umdayisi wesithathu ofana ne-ADP ukucubungula izinkokhelo zabasebenzi. Abasebenzi bathola amarekhodi abo kwiwebhusayithi yesithathu. Abacwaningi bezinkampani zangaphandle kukhona ochwepheshe ekukhiqizeni izinkokhelo ngakho izinkampani zivame ukukhipha lo msebenzi.
Ukulungiswa Kwemholo
Ukugcoba yinqubo yokuthatha imali kumholo wokukhokhela abasebenzi ukukhokha isikweletu esisebenzayo. Ukuhlobisa ngokuvamile kungumphumela wenkantolo yenkantolo noma ukuqoqwa kwentela. Umqashi kudingeka ukuba abambisane nomyalelo wokuhlobisa amaholo.
Uma izinkokhelo zihlotshisiwe, isisebenzi sinomholo okhokhwayo kusukela ekukhokhweni kwakhe kuze kube yilapho isikweletu sikhokhelwa noma kuze kube yilapho umsebenzi enza amanye amalungiselelo okukhokha isikweletu.
Kukhona ukulinganiselwa kokuhlobisa. Ezimweni eziningi zokuqashwa kwamaholo, amaphesenti angu-50 okukhokhwa komsebenzi ngumkhawulo wokuhlobisa ukusekelwa kwengane uma isisebenzi sinomunye umlingani noma ingane ukusekela. Ngaphandle komlingani noma enye ingane, umkhawulo uphakanyiselwa kuma-60% kanti omunye amaphesenti angu-5 angadalulwa ngenxa yokukhokha emuva.
Izifunda ezihlukahlukene zinemihlahlandlela yazo yokuqashwa kwamaholo. Le mihlahlandlela inganciphisa izizathu lapho umholo wesisebenzi ungagcinwa khona. Bangase babonise ukuhlobisa okuphezulu okuhlukile kunomthetho wase-Federal. Bangase bakhulule abasebenzi kusukela ekuhlotsheni ngenxa yemithwalo ethile yokusekelwa kwengane neminye imikhawulo.
Ngenxa yokuthi abaqashi kumele balandele imihlahlandlela yomthetho ekuhlotsheni, abaqashi kumele bazi imithetho yokugcwala esimweni sabo. Njengobe abaqashi bavame ukubhekana nemithetho eminingi yokuqashwa yomsebenzi othile, ukwazi ukuthi inani eliphakeme elingadalulwa emholweni womsebenzi kubalulekile. Ukuqonda ukuthi umkweletu kumele ukhokhelwe kubaluleke kangakanani.
Isibonelo, uma isisebenzi sasihlotshiswe intela ye-Federal, intela yombuso, kanye nomkweletu wekhadi lesikweletu, umqashi uzokhokha kulowo myalelo kuze kufinyelele iphesenti eliphezulu.
Ukuhlobisa kubangelwa njalo kulezi zibopho ezingakhokhiwe kodwa ezibolekiwe:
- Ukusekelwa kwabantwana
- Ukubolekwa kwabafundi
- Izintela zikahulumeni, zombuso, nezendawo zendawo
Umqashi unolwazi ngezidingo zokugqoka ngokusebenzisa idokhumenti yomthetho noma umyalelo wenkantolo ngezikhathi zokugcina ezibekiwe ekuhlotsheni. Abaqashi bavame ukwazisa abasebenzi babo ngokufika kwe-oda lokuhlobisa. Lokhu kuvumela ukuthi isisebenzi sihlele ukuthola imali encane yenxephezelo ekukhokhweni kwayo.