Umshwalense Wesikhashana Wokukhubazeka Umshwalense Wokukhubazeka Kwesikhashana

Qonda ukuhluka

Ukukhathazeka ngokuphila nokuthi ngabe umndeni wakho uyobe uvikelekile noma cha uma kwenzeka okuthile kuwe? Awuwedwa. Izindaba ezinhle ukuthi iningi labaqashi linikeza abasebenzi abasebenzi umshwalense wokukhubazeka okwesikhashana (SDI) noma umshuwalense wokukhubazeka okwesikhashana (TDI). Lezi yimikhiqizo yezimali enikeza ingxenye yengeniso yakho elahlekile uma ukhubazekile futhi ayikwazi ukusebenza. Kukhona futhi abanye abaqashi abanikeza abasebenzi bobabili izinhlobo zokwaziswa ngokusekelwe embonini abasebenza kuyo.

Uyini umehluko phakathi kohlobo ngalunye lomshwalense? Sizoxoxa ngaleyo ndlela, kanye nezinzuzo nezinyathelo zomhlobo ngamunye womshuwalense.

Iyini Umshuwalense Wesikhashana Wokukhubazeka?

Kunezinkampani ezimbalwa laphaya ezihlinzeka abasebenzi babo ngale ndlela yomshuwalense njengengxenye yephakheji yezinzuzo ezinikezwa uma kuqashwa. Kukhona nabanye abantu abathengisa lolu hlobo lomshuwalense ngokwabo, behluke emsebenzini wabo uma kungabanikezwa abaqashi babo.

Uhulumeni wesifundazwe awunikeli abasebenzi ngezinzuzo ze-SDI ngokusebenzisa i-Social Security, kodwa ngenxa yemithetho kahulumeni, abaqashi kudingeka banikeze abasebenzi ngekhefu elingakhokhelwa (njengelikhefu lokukhokhelwa abasebenzi noma i- FMLA ).

Ngokwemibandela elula, inqubomgomo yomshuwalense wokukhubazeka yesikhashana izokukhokhela ingxenye yesilinganiso sakho semali emva kokusebenzisa zonke izinsuku zakho ezigulayo ezitholakalayo ngenxa yokugula noma ukulimala okungakaze kwenzeke emsebenzini.

Kuye ngohlobo lwepulani onakho, ungakhokhwa amasonto angama-52.

Iyini Umshuwalense Wokukhubazeka Kwesikhashana?

Umshuwalense wokukhubazeka wesikhashana udinga ohulumeni abathile ukuthi banikelwe abasebenzi ngabakwabaqashi. Lolu hlobo lwemshwalense luhlinzekela abasebenzi abaye babhekana nokulimala noma ukugula ngaphandle kwalapho basebenza khona futhi bengakwazi ukwenza imisebenzi yabo ngenxa yalo.

Noma yikuphi ukulimala noma izifo ezihlukumezekile emsebenzini akuhlanganiswa yi-TDI, kodwa kunalokho yizinzuzo zempesheni zabasebenzi. I-TDI izophinde ihlanganise amaqabunga amade okungabikho emsebenzini ngenxa yokukhulelwa nokubeletha.

Umgomo we-TDI uzokukhokhela cishe kumaphesenti angama-60 omholo wakho ngenkathi uphuma ngekhefu isikhathi sezinyanga ezintathu kuya kweziyisithupha. Uma ungakakwazi ukusebenza ngemuva kwalesi sakhiwo, ungase ufanelekele izinzuzo zesikhathi eside zokukhubazeka ezingakunikeza iminyaka emihlanu kusukela esenzakalweni esamukelekile.

Izinzuzo kanye Nokwenza Umshuwalense Wokukhubazeka Wesikhashana

Njengazo zonke izinhlobo zamashuwalense, kukhona kokubili kanye nenzuzo yomshuwalense wokukhubazeka okwesikhashana.

Okokuqala, izinzuzo ze-SDI:

• Ihlanganisa abasebenzi abalimala noma abagulayo ngaphandle komsebenzi
• Ubeka ingxenye yengeniso yomsebenzi
• Kungathengwa ngaphandle komsebenzi ngabasebenzi abangahlanganiswa namasu omqashi

Manje, umonakalo we-SDI:

• Awubheki ukulimala noma izifo ezihluphekile emsebenzini
• Akakhokhi imali engenayo yomsebenzi
• Iphelelwa yisikhathi ngemuva kwesikhathi esithile esethiwe njengoba kuchazwe uhlelo
• Ayinikeziwe ngokuphepha kwezenhlalakahle nguHulumeni waseHulumeni
• Akusebenzi ukusebenza kuze kube isikhathi sokugula esetshenziswa ngumsebenzi

Imikhiqizo kanye nomthamo womshuwalense wokukhubazeka okwesikhashana

Ake sibheke ezinye zezinzuzo nezingozi zenkokhelo yesikhashana yokukhubazeka.

Izinzuzo:

• Izinhlelo ezihlinzekwa abaqashi
• Umshuwalense uhlanganisa ukulimala nokugula okungazange kwenzeke emsebenzini
• Ubeka ingxenye yeholo, ngokuvamile amaphesenti angu-60
• Izinkokhelo zenziwa isikhathi sezinyanga ezintathu kuya kweziyisithupha
• Kungathatha ukusebenza ngaphambi kokusebenza kwezinzuzo zenqubomgomo ye-SDI

Induna:

• Amacebo awahlali isikhathi sokugula noma ukulimala kwabanye abantu
• Inqubomgomo ayihlanganisi noma yini ehlushwa emsebenzini
• Awukhokhi amaholo angu-100%
• Izophelelwa yisikhathi, iholele isisebenzi sokufaka isicelo sezinzuzo zesikhathi eside zokukhubazeka

Njengoba ubona, kukhona ukungqubuzana okukhulu phakathi komshwalense wokukhubazeka okwesikhashana kanye nezinhlelo zomshuwalense wokukhubazeka okwesikhashana. Kungakhathaliseki ukuthi uhlanganiswe ngaphansi kwalezi zinhlelo konke kuxhomeke kulokho okushiwo umqashi wakho. Uma ngabe i-SDI inganikezwa ngumqashi wakho, ungahlala uthenga ukuzihlanganisa ukuze unikeze ukuthula kwengqondo.