Abagulayo Bashiya Ukuhlukumezeka Nokungabikho Emsebenzini Esikhathini Sokusebenzela
Ngokusho kokuthi "Izimbangela Nezindleko Zokungabi Nabasebenzi Endaweni Yomsebenzi," ukushicilelwa kwenkampani yaseCracadian isixazululo sabasebenzi, kubiza imali engekho ngaphansi kuka-3 600 ngonyaka ngonyaka wezisebenzi ngamunye ngehora ngalinye kanye no-$ 2,650 ngonyaka ngamunye kwabasebenzi abaholelekile.
Izindleko zingabanjwa ngezici eziningi.
"I-Gallup-Healthways Well-Index yabheka izisebenzi ezingu-94 000 ezinkampanini ezinkulu ezingu-14 e-US Kulabo abangama-77% abasebenzi abavumelana nencazelo yocwaningo yokuba nesifo esingelapheki (i-asthma, umdlavuza, ukucindezeleka, isifo sikashukela, ukuhlasela kwenhliziyo, igazi eliphakeme ukucindezela, i-cholesterol ephezulu noma ukukhuluphala), izindleko zonyaka zonyaka ezihlobene nokukhiqiza okulahlekile zingu-$ 84 billion. "
Lezindleko azibandakanyi izindleko ezingaqondile ezifana nokukhokha isikhathi esengeziwe kwabanye abasebenzi, ukuqasha isikhathi, ukukhokha okulahlekile, ukuthengisa okulahlekile, ukuziphatha okucwilisayo nokukhiqiza okuphansi. Izindleko ezingaqondile zingafaka amaphesenti angu-25 ezindleko eziqondile, ngokusho "Employee Benefit News" kanye ne "HR News."
Kuhlolisiso kwezinhlangano eziyishumi nesishiyagalolunye zezintambo zokuxhumana, ama-72 amasheya angama-dollar ezindleko ezihlobene nokushiyeka kwabasebenzi zivela ekukhiqizeni okulahlekile, kunezindleko ezinzima, ezifana nokunakekelwa kwezempilo kanye nokukhubazeka ("Insurance Insurance" ngoJulayi 2000).
Ikhefu lokugula lizuzisa bonke abasebenzi. Uma umqashi enganikezeli ikhefu lokugula, bezophuthumisa izinkinga zezempilo nokusabalala kokugula, ngaleyo ndlela banciphise umkhiqizo nokuziphatha.
Naphezu kwengcindezi yokuba khona okuphelele ekuthuthukiseni inkonzo yamakhasimende nokusebenza kahle, abasebenzi badinga izinhlelo zokushiya ezigulayo ezilinganayo zokuphepha nokusebenza okuphezulu.
Kodwa-ke, ezinye izinhlangano zihlushwa ukuhlukunyezwa kwekhefu lokugula, nokuhlukunyezwa kwekhefu lokugula kuholela edilini elahlekile.
Indlela yokuhlukunyezwa ngokuphathelene nekhefu lokugula ngokuvamile ibhekisela kubasebenzi, okwesikhathi esithile, bephule inqubomgomo yokungena kwenhlangano ngezikhathi eziningi. Ukuze uqondise ngokuqiniseka abasebenzi abanezinkinga zokuba khona, ochwepheshe bezomthetho bathi ukubheja okungcono kakhulu ukuba nenqubomgomo ebhaliwe ngokucacile ecacisa izindinganiso zenhlangano kanye nezidingo zomsebenzi.
Qinisekisa ukuthi ucacise ukuthi isiyalo-kuhlanganise nokuqedwa- kungaba nomphumela wokuhlukunyezwa kwekhefu lokugula okuphindaphindiwe nokusebenzisa kabi kabi. Gcina inqubomgomo iguquguqukayo, ngoba akunakwenzeka ukuhlupha zonke izinyathelo ezingahle zibe khona.
Izibonelo zokuphulwa kwenqubomgomo ezikhona zifaka:
- Inani lokungabikho, inani lezikhathi ezizayo ngasekupheleni, kanye nenani lokuhamba ekuqaleni, konke okudlulele ukunikezwa kwenqubomgomo yokuhamba;
- Ukungaphumeleli ukuthola imvume yokusuka ekuseni noma ukufika ngasekupheleni;
- Ukuhluleka ukunikeza isaziso sangaphambili sokungabi khona lapho kungenzeka;
- Ukuhluleka ukubika ukungabi khona kahle; futhi
- Ukuhluleka ukuhambisa isitifiketi sezokwelapha ngesicelo.
Ukunquma ukuthi kungani abasebenzi basebenzisa izinqubomgomo zekhefu kubalulekile nokuthi kungani kubalulekile. Njengoba nje umqashi ehlaziya inzuzo, inhlangano kufanele iphinde ibheke izindlela zokuhlukunyezwa kwekhefu lokugula.
Ingabe ushiya ukusetshenziswa okuphakeme emnyangweni owodwa noma ngaphansi komphathi othile?
Ingabe imikhuba yomsebenzi noma izinqubomgomo ezithinta ukungahlali? Ingabe izifo zezingane ziholela esikhathini sokusebenza kwesisebenzi sakho? Ukuthola imbangela eyinhloko yezinkinga zokuhlukunyezwa kwekhefu lokugula kusiza ekubhekaneni nezindaba ezisemqoka.
Izindlela zokuqapha ukuhlukunyezwa kwekhefu lokugula zihluka kusukela enhlanganweni kuya kwesinye, kepha kunezinye iziqondiso ezivamile bonke abaqashi abangalandela. Kubhalwe ngezansi kukhona amathiphu okuphatha ukuphathwa kwezimo zokuhlukunyezwa kwekhefu lokugula.
- Qaphela inkinga ngokuhlukunyezwa kwekhefu lokugula futhi ungenele ngaphambi kokuqala. Abaphathi badinga ukuphoqelela izinqubomgomo zokuhamba zekhefu futhi bathathe isinyathelo esifanele.
- Thola ukuthi kungani umsebenzi esebenzisa ikhefu. Khuluma nabasebenzi abasebenzisa kabi ikhefu futhi babone ukuthi ukuziphatha kwabo kubangelwa inkinga yomuntu siqu. Uma uthola ukuthi uyakwenza, batusa ukwelulekwa noma ubhekisele ohlelweni losizo lomsebenzi wakho .
- Funda ukuthi "cha." Akufanele uvumele abasebenzi babalekele ngokusebenzisa kabi izinqubomgomo zekhefu. Uma uzwa isicelo esingenangqondo sokusebenzisa kabi ikhefu, uthi "cha."
- Sebenzisa izinqubo, imithethonqubo, imikhuba, nolwazi ukusiza abaphathi kanye nesisebenzi. Abaphathi nabaphathi kumele basebenze nabasebenzi. Umsebenzi wabo oyinhloko ukuqinisekisa ukuthi bonke abasebenzi bayazi izinqubomgomo zekhefu ezigulayo nokuthi bangayisebenzisa kanjani.
- Dweba konke.
Akudingeki nje ukuthi ubhekane nokuhlukunyezwa kwekhefu lokugula-ungakhuthaza ukusetshenziswa okufanele kwekhefu, futhi.
Ukuze ukhuthaze abasebenzi ukuthi basebenzise izinhlelo zekhefu ezigulayo kahle, izinhlangano eziningi zisebenzisa izinzuzo zemali noma ezinye izinzuzo. Lokhu okulandelayo yizibalo ezikhuthazayo ezivela kuHlelo lokuSebenza koHlelo lwaBasebenzi be-HR Centre, olwakhiwa yi-International Personnel Management Association. Kulamalungu angu-428 e-IPMA Agency aphendule, lolu cwaningo lwathola okulandelayo:
- Amaphesenti angama-58 angena esikhwameni sokugula esikhwameni somhlalaphansi;
- Amaphesenti angu-45 anikeze ukheshi / ukukhokha kwekhefu lokugula elingasetshenziswa;
- Amaphesenti angu-33 anikeza ukwabelana ngekhefu lokugula / amabhange asele;
- Amaphesenti angu-11 aguqula ikhefu lokugula kuze kube isikhathi seholide ;
- Amaphesenti ayisishiyagalolunye aguqula ikhefu lokugula kumshuwalense ngesikhathi somhlalaphansi
- Amaphesenti amathathu aguqula ikhefu lokugula kumshwalense wokukhubazeka ; futhi
- Amaphesenti amabili aguqula ikhefu eligulayo izindleko zempilo.
Kunezinhlelo ezingasiza ekubhekaneni nokuhlukunyezwa kwekhefu lokugula. Isibonelo, i-HR Centre ye-IPMA ithuthukise amaphakethe amabili anikeza iziphakamiso ezibalulekile ekusizeni ukuvimbela ukuhlukunyezwa kwekhefu lokugula nokunikeza amathiphu jikelele ekudaleni izinqubomgomo ezizwakalayo. Iphakethe lokuqala- "Isiguli Sishiya Ukuhlukunyezwa" -kuveza izinqubomgomo nemibono ngezinhlelo zebhonasi ezikhona, ukukhuthazwa kwekhefu lokugula kanye nokwamukelwa kwansuku zonke kokusetshenziswa kwekhefu lokugula okuncane.
Ipakethe yesibili- "Izinqubomgomo Zokukhokha Zesikhathi Zokukhokha" -kukhombisa izinqubomgomo zesampula kanye namathiphu ekuthuthukiseni izinhlelo ze-PTO. Lawa maphakheji wekhefu aphelele ahlanganisa ikhefu lokugula , isikhathi somuntu siqu , kanye neholide zibe "okungahambisani nalutho". Kubaqashi, lokhu kungasho ukwesaba okuncane kokuhlukunyezwa kwekhefu lokugula futhi, kubasebenzi, ngokuvamile kuvame ukuchaza ukuguquguquka nokulawula okuningi.
Izinhlangano eziningi ziye zaqalisa izinhlelo zokugqugquzela ikhefu lokugula kanye nezinqubomgomo zokudambisa ukungabikho emsebenzini kanye nokuvuza abasebenzi abagcina amarekhodi amahle kakhulu. Isibonelo, i-Broward County, eFlorida inikeza "Usuku Lobhonasi," lapho abasebenzi abafanelekile bahola khona usuku olulodwa nganoma yisiphi isikhathi sokugula esingasetshenziswanga phakathi nezinyanga eziyisithupha.
I-Calvert County, Maryland inikeza ibhonasi yokukhuthaza, okulinganayo nenkokhelo yosuku olulodwa, kunoma yisiphi isisebenzi esisebenza isikhathi esigcwele esifanele esisebenza ngosuku lokuqala lomsebenzi ngonyaka okhokhelwayo, futhi osebenzisa izinsuku ezimbili noma ngaphansi kwekhefu lokugula phakathi nonyaka okhokhelwayo. Inothi lokuqapha: Abaqashi abacabangela ukusungulwa kohlelo lokukhuthaza ikhefu lokugula kufanele baqinisekise ukuthi lolu hlelo aluphuli uMthetho wezokuShaywa koMndeni nezokwelapha .
Abahlaziyi bezinhlelo zokukhuthaza ikhefu lokugula badinga ukuthi izikhuthazo zizama ukufumbathisa abasebenzi ukuba benze ngezindlela ezithile, kunokuba benze ukuba bafune ukubonisa ukuziphatha ngokuzithandela. Okunye ukuphikisana okuvamile ukuthi lezi zinhlelo zijezisa ngokuqondile abasebenzi okufanele baphume emsebenzini ngokusemthethweni.
Abazali bezingane ezincane bangase bathukuthele ukubaluleka okubonwa ngabasebenzi abangabantwana abangenabantwana abangadingi ikhefu lokugula ukuze banakekele izingane ezigulayo.
Abanye abagxeki bathi futhi ukukhuthazwa kwabafundi kuyathumela umlayezo ongalungile ngekhefu lokugula, okuye kwabaluleke nakakhulu emisebenzini yokucindezeleka ephezulu yanamuhla. Uma ukusetshenziswa kwekhefu lokugula kwenziwa ukuba kubonakale njengokuziphatha okungalungile, abaqashi bayingozi ekukhuthazeni abasebenzi ukuba bazikhandle ngokweqile kuze kube sekugcineni kokugula kwangempela.
Abasebenzi abasebenzisa ikhefu lokugula ngokusemthethweni bangase babe nomuzwa wokucindezela ukuba babike ukusebenza ngisho nalapho begula kakhulu, okungabangela umonakalo omkhulu wezempilo nokunyuka kwezindleko zezempilo ngaphansi komugqa.
Indlela engcono kakhulu yokudala uhlelo lokukhuthaza , ukuqala, hlola izinqubomgomo zamanje nezitayela zokuphatha , bese uzama ukuthuthukisa imibono yokuvimbela nokuvimbela ukuhlukunyezwa. Isibonelo, abanye abaqashi baye bathola, ekuhloleni kwangaphakathi, ukuthi abaphathi abambalwa isisebenzi, cishe ngeke asebenzise kabi ikhefu lokugula.
Ngokuphenywa nokuqaphela ukuziphatha kwabasebenzi nezokuphatha, izinhlangano zinethuba elikhulu lokuthuthukisa uhlelo lokuvuselela ikhefu eliphumelelayo.